I use to be able to fish at skilled gaming sims when they first became available. But I lost that ability a few months ago, even though I have Payment on File and live in a state where Internet gambling is allowed. Being lazy and having plenty of other buoys to fish, I didn't worry about it. But recently, the number of buoys have dropped due to summer vacation schedules and such, so I decided to try to fix my access problem. It was simple, painless and took all of 5 minutes to fix. I thought I would share this with all fishers who have access restrictions and/or are nervous about providing credit card billing information.
First thing you should do is check to make sure you qualify to access a gaming sim. The place to check is here at the SL wiki page. http://wiki.secondlife.com/wiki/Linden_Lab_Official:Second_Life_Skill_Gaming_FAQ
The basics requirements are 1) current billing information on file. 2) at least 19 years of age. 3) Not living in a restricted location and 4) Not trying to connect from a restricted location. The list of restricted states is listed at the site.
Many people quote the requirement as needing to have Payment Info on File. That's not what it says! You need current billing information and that's why I was being blocked. To fix this log into secondlife.com and access Account / Billing Information from the left side menu. Click on Add a Credit Card. Fill out the credit card information and submit. It took about 5 minutes and I was done! The interesting thing is you can now control what that credit card is being used for. Once listed you will see a list of payment method and a Used For column. It should show the credit card you just entered and what it is used for. There is a Change button. Click that and you can tell SL to use the CC for buying Linden and/or paying fees. I didn't select either one. So while I have current billing information now on file, it is setup not to be used for payments!
Why did this work? Because the billing information is being used for Age and Location Verification. After I entered my CC info, I logged off my viewer and logged back in and was immediately able to teleport to Gaia Games where I am now happily fishing (when I remember to click my rod) while I type this blog!